Register for a webinar presented by members of Voyas Michigan-based education team. If this occurs, the sum of the premiums paid will be returned to the beneficiary. presentation is available 24/7 for state employees in the Defined Benefit Plan who are within five years of retirement. The Message Board is your secure link to an ORS customer service representative. In other words, youve paid your dues. Your incapacitated child who lives with you and depends on you for support as defined by IRS regulations. The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas. Report the death of a DC Plan participant or insurance enrollee. Some employee classifications have different eligibility rules (and payment calculations). Dont prejudge yourself. Eligible retirees under age 76 are eligible for Guarantee Issue coverage during a Benefits for Life enrollment or when you first become eligible to apply. State of Michigan Life Insurance 39 employees reported this benefit 3.9 8 Ratings Available to US-based employees Change location Employee Comments Showing 1-8 of 8 7 Jun 2023 1.0 Current Student Assistant in nullnull There is none offered at all Helpful Report 21 Mar 2023 1.0 Current Claims Examiner in nullnull The Disability Protection section explains the disability benefit and application process more fully. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. They didnt want to go or couldnt get to a government office far from their homes to apply. Besides payroll management , it includes travel and expenses, paid vacation, sick leaves . Let us screen you for eligibility. Employee: Increments of $10,000 up to $500,000; or a flat amount of $600,000 or $700,000; max benefit is the lesser of 7x your earnings and $700,000. Information about injury and violence prevention programs in Michigan. Current laws, rates, and factors are subject to change. Special Instructions: To file a Supplemental Term Life claim, a special service has been set up for the State of Michigan. When your retirement application is processed, we forward your insurance The mailing of these statements for 2018 has been delayed. Getty . Benefits for Life Open Enrollment Next BFL Open Enrollment: Spring 2024 You can enroll in Auto and Home, Accidental Death and Dismemberment Insurance (AD&D), and Discount Plan at any time throughout the year. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. health, dental, vision, life, disability. Information about the Michigan law that requires certain information be made available to a woman who is seeking an abortion at least 24 hours prior to the abortion procedure. The operation of the State Employees' Retirement System is controlled by the State Employees' Retirement Act, Public Act 240 of 1943, as amended. Auto and Home Insurance Birth, Death, Marriage and Divorce Records. 401 (k) & 457 Plan forms. To enroll in any of these benefits call 888-825-8395 (888-VALUE-95). Overview for Retirees webinar Now that you're retired, understand your options for accessing your money in the Plans. Within 30 days of retirement, you may convert the remaining 75% of your active life insurance to a private direct pay policy. Other Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. PO Box 30171 Any person(s) can be named as beneficiary(ies) for your life insurance. Note, these percentages exclude the 453,994 workers whose disability benefits automatically converted to retired-worker benefits at full retirement age, which was 66 years and 10 months in 2021: While youre actively working, the Civil Service is your resource for information on active employee benefits other than the DC retirement plan. States and their employees spent $30.7 billion on insurance premiums in 2013; states paid $25.1 billion (nearly 82 percent) of this total. Payments will begin when you reach age 60. For the LifeSecure Indiv. More information and resources, including CY2024 insurance rates, will be added to this page closer to BOE. The plan certificate can be found by clicking the Supplemental Term Life for SERS Retirees benefit's drop-down menu on the right-hand side of benefitsforlife.org. Voya Financial 8:30 a.m. to 5 p.m. weekdays exceptstate holidays, Lansing Area: 517-284-4400 Current laws, rates, and factors are subject to change. Non-Medicare and Medicare Retirees Customer service: 877-867-5781 . The benefits described in this booklet are provided under the self-funded State Retiree Dental Plan administered by Delta Dental Plan of Michigan, Inc. (Delta Dental) under the direction of the Michigan Civil Service Commission, Employee Benefits Division (MCSC, EBD). You should receive insurance identification cards and materials a few weeks after your pension begins. Insurance Benefits. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. A variety of reports & statistics for programs and services. Qualifying life events include: marriage, birth, adoption, divorce, the death of a dependent, your dependent ceasing to qualify as a dependent, and a change in you or your dependent's employment status. Coverage amounts above the Guarantee Issue Limit will be effective the first day of the month, coincident or following the date, MetLife approves coverage. If this describes how you think about asking for help, please read on. Should there be discrepancies between the information reflected here and the actual law, the provisions of the law govern. A beneficiary can call 800-218-4267 and MetLife will take all the required information necessary to file a claim over the phone. The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas. information to the health, prescription drug, dental, and vision insurance carriers. Working for the Michigan Department of Health and Human Services (MDHHS) offers many advantages. For updated information go to the Michigan Civil Service Commission Employee Benefits website under the Retiree Information page. Your years of paying taxes have helped children and families put food on their tables when they were out of work or struggling with an illness. MiCAFE participates in online advertising of its services as a way to educate older adults and their families about the SNAP benefit and other key benefits. Locate the section on the right side of the page called "Benefits for Life (BFL) State of Michigan Voluntary Benefit Program for SERS Retirees," then select the drop down "Supplemental Term Life Insurance - MetLife.". Like most group insurance policies, MetLife group life insurance policies contain certain exclusions, limitations and requirements for maintaining coverage in force. During Employment Resources Explore these links to get everything you need to know as you start your journey with us. Dependent children can be insured only under one parent. ; Office of Retirement Services (ORS) 800-381-5111 For assistance with pension benefits if the employee was hired before March 31, 1997, unless the employee selected the Defined Contribution Plan and was retired at the time of death. Current laws, rates, and factors are subject to change. Children's Special Health Care Services information and FAQ's. If youre considering returning to work with the State of Michigan, ask questions about distributions from your 401(k) and 457 Plans. Find the Plan Highlights e-book that's right for you. The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 240 of 1943, as amended. Find out what's needed to overcome spending deficits and move toward financial wellness with the Prioritizing debt video from the Voya Learns Spending and savings series. The Michigan Office of Retirement Services will continue to evaluate what the new law means for our members as the phase-in continues. It also provides stronger security for your personal information, including multifactor authentication (MFA). All eligible defined benefit retirees can elect coverage up to $50,000 by answering medical questions. Simplify Your Financial Life and consider consolidating your retirement accounts and taking advantage of the Plans' low fees with these tips from the Michigan Office of Retirement Services (ORS) and Voya. Information on treatment and services for juvenile offenders, success stories, and more. The Michigan Office of Retirement Services (ORS) partners with Voya to offer your Defined Contribution (DC) Plan and help you save for retirement within the Plans. Your retirement effective date is the first day of the month following the month in which: Your termination date is usually the last day you are a state employee. View the life insurance policy for State of Michigan retirees from Minnesota Life insurance Company, a Securian Company. PO Box 30171 This program is designed to help beneficiaries sort through the details and serious questions about claims and financial needs during a difficult time. More information and resources, including CY2024 insurance rates, will be added to this page closer to BOE. Learn about health, dental, vision, and prescription drug insurance. Be sure to apply before your 60th birthday. Information on communicable & chronic diseases. Should there be discrepancies between the information reflected here and the actual law, the provisions of the law govern. The Michigan Domestic & Sexual Violence Prevention and Treatment Board administers state and federal funding for domestic violence shelters and advocacy services, develops and recommends policy, and develops and provides technical assistance and training. Adult & Children's Services collapsed link, Safety & Injury Prevention collapsed link, Emergency Relief: Home, Utilities & Burial, Adult Behavioral Health & Developmental Disability, Go to Children's Special Health Care Services, General Information For Families About CSHCS, Go to Emergency Relief: Home, Utilities & Burial, Supplemental Nutrition Assistance Program Education, Go to Low-income Households Water Assistance Program (LIHWAP), Behavioral and Physical Health and Aging Services Administration, Immunization Info for Families & Providers, Michigan Maternal Mortality Surveillance Program, Informed Consent for Abortion for Patients, Informed Consent for Abortion for Providers, Go to Child Welfare Medical and Behavioral Health Resources, Go to Prevention and Family Preservation Services, Go to Children's & Adult Protective Services, Go to Children's Trust Fund - Abuse Prevention, Bureau of Emergency Preparedness, EMS, and Systems of Care, Division of Emergency Preparedness & Response, Infant Safe Sleep for EMS Agencies and Fire Departments, Go to Medical Resources for Child Protection, Go to Adult Behavioral Health & Developmental Disability, Behavioral Health Information Sharing & Privacy, Integrated Treatment for Co-occurring Disorders, Cardiovascular Health, Nutrition & Physical Activity, Office of Equity and Minority Health (OEMH), Communicable Disease Information and Resources, Mother Infant Health & Equity Improvement Plan (MIHEIP), Michigan Perinatal Quality Collaborative (MI PQC), Mother Infant Health & Equity Collaborative (MIHEC) Meetings, Go to Birth, Death, Marriage and Divorce Records, Child Lead Exposure Elimination Commission, Coronavirus Task Force on Racial Disparities, Michigan Commission on Services to the Aging, Nursing Home Workforce Stabilization Council, Guy Thompson Parent Advisory Council (GTPAC), Strengthening Our Focus on Children & Families, Supports for Working with Youth Who Identify as LGBTQ, Go to Contractor and Subrecipient Resources, Go to Farmworker Outreach Services Division, About the Farmworker Outreach Services Division, MI Interagency Migrant Services Committee, Civil Monetary Penalty (CMP) Grant Program, Nurse Aide Training and Testing Reimbursement Forms and Instructions, MI Kids Now Student Loan Repayment Program, Michigan Opioid Treatment Access Loan Repayment Program, Go to Protect MiFamily -Title IV-E Waiver, Students in Energy Efficiency-Related Field, Go to Tribal Government Services and Policy, Go to Community & Volunteer Opportunities, Go to Reports & Statistics - Health Services, Other Chronic Disease & Injury Control Data, Nondiscrimination Statement (No discriminacion), 2022-2024 Social Determinants of Health Strategy, Workforce/Access & Grants Management Section, Go to Reports & Statistics - Human Services. We are excited that you have joined the State of Michigan. Act 88 - Reciprocal Retirement Act of 1961 helps public servants who worked either full- or part-time for more than one Michigan governmental employer, but perhaps fall short of pension eligibility with any or all of them. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each. The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 240 of 1943, as amended. A variety of flexible policy features are also available. general questions and answers about the healthcare reporting forms, State Employee Retirees Association (SERA), Michigan Public School Employees Retirement System, Michigan State Employees Retirement System, Annual Comprehensive Financial Reports (ACFRs). CY2024 Benefits Open Enrollment (BOE) will take place October 16 through November 6, 2023 this year. As a retiree who meets regular age and service eligibility, your state-sponsored life insurance continues for you and your dependents at no charge to you. Spouse: The lesser of 100% (in $5,000 increments) of the employee's Supplemental Term Life benefit prior to any age-based reductions or $500,000. If an employee contributes more, the state will match that percentage, up to 3%. For the LifeSecure Indiv. Each resident receives $1300 each year as meal allowance. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. They heard from friends that the application is complicated with too much paperwork. Legislation policy and planning information. As part of a project to modernize websites for all state of Michigan executive branch departments, we will be launching a new website in the coming weeks. APPLY NOW! If you are currently enrolled or newly elect coverage during the 2023 Benefits for Life open enrollment there is no . Eligible retirees and their dependents may enroll in coverage, within 60 days of retirement or during the Benefits for Life enrollment. MiCAFE. This electronic presentation covers eligibility requirements, pension payment options, insurance options, choosing a retirement date, and applying for retirement. Now that youve retired, the Civil Service is responsible for negotiating retiree insurance plan benefits and rates. Full-time State of Michigan classified employees are entitled to benefits that include health, dental, vision, life, disability, and flexible spending accounts. If you left as a deferred member, you do not qualify for the state-sponsored life insurance. The Benefits for Life, the retiree-paid, optional coverage program offered through the state of Michigan offers you the opportunity to apply for coverage in key benefit areas.